Terms of Service

3.1 Account Creation

To access certain features, you must create an account by providing accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Keeping your account information current and accurate
• Notifying us immediately of any unauthorized use

3.2 Account Restrictions

You may not:

• Create multiple accounts for the same individual or entity
• Share your account with others
• Use false or misleading information during registration
• Create accounts for unlawful purposes

4.1 Permitted Uses

You may use Tax Sale Compass for:

• Researching tax sale properties for legitimate investment purposes
• Educational purposes related to tax sale processes
• Personal property research and analysis
• Professional real estate activities within legal bounds

4.2 Prohibited Uses

You may not use our services to:

5.1 Subscription Plans

We offer various subscription tiers with different features and access levels. Subscription details, pricing, and features are outlined on our website and may change with notice.

5.2 Payment Terms

• Subscription fees are billed in advance on a recurring basis
• All fees are non-refundable unless otherwise specified
• Price changes will be communicated with at least 30 days notice
• Failed payments may result in service suspension

5.3 Cancellation

You may cancel your subscription at any time through your account settings. Cancellations take effect at the end of the current billing period. No refunds will be provided for partial periods.

6.1 Information Sources

Our data is sourced from publicly available municipal records and official sources. While we strive for accuracy, we cannot guarantee that all information is current, complete, or error-free.

6.2 User Responsibility

Users are responsible for:

• Verifying all information independently with relevant municipalities
• Conducting their own due diligence before making investment decisions
• Understanding local tax sale laws and procedures
• Seeking professional legal and financial advice when appropriate

7.1 Our Rights

Tax Sale Compass and its content, including but not limited to text, graphics, logos, software, and design, are protected by copyright, trademark, and other intellectual property laws. We retain all rights not expressly granted to you.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal or business purposes in accordance with these Terms.

7.3 Restrictions

You may not:

• Copy, modify, or distribute our content without permission
• Reverse engineer or attempt to extract source code
• Remove or alter copyright notices or proprietary marks
• Create derivative works based on our services

8.1 No Warranties

Our services are provided "as is" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8.2 Liability Limitations

Tax Sale Compass shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or business opportunities
• Loss of data or information
• Investment losses or poor investment decisions
• Missed auction opportunities
• Third-party claims or actions

8.3 Maximum Liability

Our total liability to you for any claims related to our services shall not exceed the amount you paid us in the twelve months preceding the claim.

10.1 By You

You may terminate your account at any time by contacting us or using the account deletion feature. Upon termination, your access to paid features will continue until the end of your current billing period.

10.2 By Us

We may suspend or terminate your account immediately if you:

• Violate these Terms or our policies
• Engage in fraudulent or illegal activities
• Fail to pay applicable fees
• Cause security or operational issues

10.3 Effect of Termination

Upon termination:

• Your access to our services will cease
• We may delete your account data after a reasonable period
• Outstanding payment obligations remain due
• Provisions that should survive termination will remain in effect

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada and the province in which our business is primarily conducted, without regard to conflict of law principles.

11.2 Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through:

1. Good faith negotiations between the parties
2. Mediation if negotiations fail
3. Binding arbitration or court proceedings in appropriate Canadian jurisdiction

12.1 Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Tax Sale Compass regarding your use of our services.

12.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

12.3 No Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

12.4 Assignment

You may not assign or transfer these Terms or your account without our written consent. We may assign these Terms without restriction.